Moir Plan Offerings
Our financial planning process is designed to equip you with insight and direction for your financial future. The plan types differ in scope, time, and fee. The fee for your plan is determined based on the complexity of your situation. The fee is agreed upon prior to the first meeting.
Contact us to schedule a complimentary meeting to help you determine which offering best suites your needs.
Comprehensive Plan
Focus:
- Financial Position (Cash Flow/Net Worth)
- Income Tax Strategies
- Retirement Planning
- Protection Planning (survivor needs, disability, long-term care)
- Property and Casualty – Risk Management
- Estate Planning
- Investment Planning
Structure:
- Discovery meetings (x2)
- Road-mapping meetings (x2)
- Guided discussions to review your options
- Review & Delivery meeting (x1)
- You receive a customized hardcopy of your financial plan.
- The Action Plan is key – timing and responsibility are assigned for each item.
- While you may implement your plan at the financial institution of your choice, we are available to assist with implementation and will also follow-up to monitor and review your progress.
Situational Plan
Focus: (Up to three of the following)
- Financial Position (Cash Flow/Net Worth)
- Income Tax Strategies
- Retirement Planning
- Protection Planning (survivor needs, disability, long-term care)
- Property and Casualty – Risk Management
- Estate Planning
- Investment Planning
Structure:
- Discovery meeting (x1)
- Road-mapping meetings (x2)
- Guided discussions to review your options
- Review & Delivery meeting (x1)
- You receive a customized hardcopy of your financial plan.
- The Action Plan is key – timing and responsibility are assigned for each item.
- While you may implement your plan at the financial institution of your choice, we are available to assist with implementation and will also follow-up to monitor and review your progress.
Retirement Distribution Planning - RDP
- You must be within 5 years of your planned retirement or already retired
- Streamlined offering addressing the distribution of your assets
- You receive an analysis and written recommendations based on your stated lifestyle with your accumulated assets and benefits (i.e. social security, pension, etc.)
- While you may implement your plan at the financial institution of your choice, we are available to assist with implementation and will also follow-up to monitor and review your progress.
Goal-Based Investment Focus
- Streamlined offering focusing solely on the accumulation phase of gathering assets and the impact of putting money away
- You receive an analysis and written recommendations based on your stated lifestyle with your accumulated assets and goals (long-term, mid-term, and short-term)
- While you may implement your plan at the financial institution of your choice, we are available to assist with implementation and will also follow-up to monitor and review your progress.
A La Carte Planning Offerings
We have a variety of services available for a fee. These services are priced based on either an hourly rate or the complexity of your situation. Fees are either upfront and/or invoiced monthly, depending on the requested service.
Asset Onboarding
(No Plan)
Minimum Fee or Billing: $780
We evaluate your financial position, nurturing your investment goals through thoughtful recommendation and personalized management.
Business Planning
We facilitate the needed conversations providing a neutral perspective, to help your business, basic or advanced, regarding Business Continuation Strategies, Business Succession, Executive Compensation Planning, Employee Benefits, and overall Business Guidance.
Estate Closure Assistance
When your loved one passes, we guide you through the estate closure process, providing utmost consideration for your loved one’s wishes.
Estate Planning Collaboration
In conjunction with your current professionals, we work to convey your best interest and arrange your estate accordingly.
Financial Life Review
Too often the passing or the aging of a loved one can be both deeply saddening and financially bewildering. This offering is for the financially conscious person who values planning, clear communication between generations, and leaving behind a structured financial legacy.
Qualified Retirement Review
We assess your company’s retirement plan(s) with respect to structure, cost responsibilities, and investment options, providing guidance and additional perspective based on your company’s needs.
Social Security Optimization
We guide you to the most appropriate benefit decision with respect to your age, income, life expectancy, and family.
Risk Management Review
We provide an independent review and guidance for your Life, Health, Disability, and Long-Term Care Insurances.
Collaboration
We collaborate with you to work in cooperation with your other professionals (lawyers, CPAs, etc.) in order to bring you your optimal result.
