As Advisors and Planners our focus is private wealth management and fee-based financial planning services. We are committed to providing an appropriate level of service to all of our clients. In order to accomplish this, we strive to communicate our value not only through working diligently to help you realize your financial goals and visions, but also through administering fees consistently that are transparent and fair.
Below, we outline the fee schedule for the services we provide. We welcome any questions, at any time, that you may have in regards to these prices and services.
Our highly experienced team will direct and supervise the investment management of your assets. This is accomplished by maintaining an appropriate portfolio asset allocation year after year in light of your changing needs and market conditions. Quarterly, systematic fee compensation will be charged for this personalized service as per the fee schedule that follows.
|Assets Under Management||Annual Fee|
|$250,000 – $500,000||1.25%|
|$500,001 – $750,000||1.15%|
|$750,001 – $1,500,000||1.00%|
|$1,500,001 – $2,500,000||.80%|
*Additional fees may apply based on the advisory platform.
Optional Commission-based Investments and Insurance
A commission will be charged when administering the following services:
- Mutual funds
- Annuities (for tax-deferred growth potential)
- Life insurance, disability insurance, and long-term care coverage
Depending on your needs, our financial planner will develop, present and where appropriate, implement a financial plan to help you achieve your goals. The following items are often, though not always, included:
|• Identify life goals & values||• College funding||• Investment portfolio design|
|• Tax reduction strategy||• Retirement planning||• Multi-generational issues|
|• Net worth & cash flow analysis||• Estate and charitable gift planning||• Insurance needs analysis|
• Real estate & debt management
|Plan Type||Minimum Plan Fee|
|Goal-Based Investment Focus||$2,500|
|Financial Life Review||$4,000|
|Asset Allocation Focus||$2,500|
Depending on the complexity of your situation, your plan may cost more than the stated minimum. We will provide a written proposal, clarifying objectives and cost. 100% of the plan fee is due at the commencement of the planning process.
Subsequent Planning Updates
Frequency of updates is based upon your situation. Depending on the complexity of your situation, your plan update may cost more than the stated minimum. We will provide a written proposal, clarifying objectives and cost. 100% of the plan fee is due at the commencement of the planning process.
|Plan Update Type||Minimum Update Fee|
|Comprehensive Progress Update||$4,000|
|Situational Progress Update||$2,500|
|Retirement Distribution Update||$1,500|
|Goal-Based Investment Update||$1,000|
|Financial Life Review Update||As quoted|
|Asset Allocation Focus Update||As quoted|
A La Carte Planning Offerings
We have a variety of services available for a fee. These services are priced based on either an hourly rate or the complexity of your situation. Fees are either upfront or invoiced monthly, depending on the requested service.
|Service Offering||Minimum Fee or Billing|
|Asset Onboarding – no plan||$780|
|Business Succession||As quoted|
|Estate Closure Assistance||Quoted hourly rate|
|Estate Planning Collaboration||Quoted hourly rate|
|Qualified Retirement Plan Review||As quoted|
|Social Security Optimization||Quoted hourly rate|
|Insurance Review||As quoted|
|Collaboration with other professionals||Quoted hourly rate|