Employer Sponsored Retirement Plans: To Contribute or Not to Contribute?

By Heather Moir-Dangler Jake1 was reviewing his employer sponsored retirement plan, a.k.a 401(k) or SEP-IRA.  Unfortunately, his plan did not include an employer match.  Jake’s

By Diana Bollenbaugh “Argh!” Georgia tossed her pencil down in frustration. “What’s wrong,” her friend Lani asked. “I’m trying to get an idea of what

Sam and Sally1 just got engaged.  He did the romantic proposal with the ring in the dessert and champagne for after.  Sally excitedly accepted and

by Heather L. Moir-Dangler, CLU®, ChFC®, CASL® As we all know it takes diligence and persistence to fund your retirement.  Each stage of life is

As an individual growing up, I probably didn’t put myself on the calendar.  My parents were business owners and we were always busy.  A couple

One way to think of disability insurance is by using Aesop’s fable, “The Goose that Laid the Golden Eggs.”  Only in this case you’re the

A couple marrying later in life will have a different approach to finances versus a couple who marries at the more traditional age of early

Here’s an interesting question:  what is the value of financial planning? These are some of the reasons I find value in planning. Peace of mind.